Corporate Multi-risk

TheBusiness Multi-risk Insurance allows you to protect your company, business, office or workshop as well as your equipment and goods.

How do I subscribe?

  • In person

It’s simple, just go to one of our agencies to open your file.
Our teams of expert advisors are at your disposal in our offices.
African solidarity is expressed in our financial insurance!

  • On line

Get an online quote for your Business Multi-risk insurance via a quote request form, and order your insurance.

Who can subscribe?

Any person who has an interest, including any company operating in compliance with the regulations in force.


Offers for companies

You are an insured Chanas ?

You want to know about all our approved health care providers, get a quote, download a document, make a claim, declare a loss, …

Corporate Multi-risk

TheBusiness Multi-risk Insurance allows you to protect your company, business, office or workshop as well as your equipment and goods.

How do I subscribe?

  • In person

It’s simple, just go to one of our agencies to open your file.
Our teams of expert advisors are at your disposal in our offices.
African solidarity is expressed in our financial insurance!

  • On line

Get an online quote for your Business Multi-risk insurance via a quote request form, and order your insurance.

Who can subscribe?

Any person who has an interest, including any company operating in compliance with the regulations in force.


Offers for companies

You are an insured Chanas ?

You want to know about all our approved health care providers, get a quote, download a document, make a claim, declare a loss, …

A concentrate of advantages

A concentrate of advantages

  • Multiple products in one, so no paperwork;

  • Flexibility, adaptability to the company’s sector of activity;

  • Reduced premium (package benefit) ;

  • Company property insured at replacement cost (not depreciated value).

  • Multiple products in one, so no paperwork;

  • Flexibility, adaptability to the company’s sector of activity;

  • Reduced premium (package benefit) ;

  • Company property insured at replacement cost (not depreciated value).

A professional approach

A professional approach

Describe your company;

Together we analyze your risks and the coverage you have;

We make an audit of your insurance needs (site visit, etc.);

We present you with a customized offer, adapted to your real needs.

This is how our “Win-Win” partnership starts.

Describe your company;

Together we analyze your risks and the coverage you have;

We make an audit of your insurance needs (site visit, etc.);

We present you with a customized offer, adapted to your real needs.

This is how our “Win-Win” partnership starts.

What is the Business Multi-risk insurance?

In one (01) contract, ensure the protection :

  • Your company’s assets against: Fire risk, fire resulting from electrical damage, water damage, glass breakage, theft.
  • Of your machines against: machine breakage, electrical damage.
  • Of your computer equipment against: direct damage to computers, additional operating costs, media recovery costs.
  • Business income: In case of business loss, Chanas Assurances S.A. guarantees the continuity of the business by covering the gross margin.
  • Your civil liability: In the event of bodily injury or material damage that your company may cause to others as a result of its activity.
  • Other protections to suit you: Environmental damage, Legal protection, etc.

What is the Business Multi-risk insurance?

In one (01) contract, ensure the protection :

  • Your company’s assets against: Fire risk, fire resulting from electrical damage, water damage, glass breakage, theft.
  • Of your machines against: machine breakage, electrical damage.
  • Of your computer equipment against: direct damage to computers, additional operating costs, media recovery costs.
  • Business income: In case of business loss, Chanas Assurances S.A. guarantees the continuity of the business by covering the gross margin.
  • Your civil liability: In the event of bodily injury or material damage that your company may cause to others as a result of its activity.
  • Other protections to suit you: Environmental damage, Legal protection, etc.

They trusted us

Disaster Guide

In general, Chanas Assurances S.A. assumes responsibility for claims with material and bodily consequences.

  • Material losses: These are those in which the vehicle or other property of the insured or third party is damaged as a result of an incident covered by the contractual clauses.
  • Bodily injury : In this case, there is an attack on the physical integrity of the persons involved.

Whether it is a traffic accident involving your car, a fire, theft, electrical damage affecting the vehicle, your home or business, the actions listed below must be carried out in a timely manner, for a quick and efficient handling of the damage.

  • Have the incident reported by the police. In the case of minor material losses (damage less than 500,000 FCFA) and in which the adversary is clearly identified, the IDA Report is sufficient. For all other cases a bailiff is recommended. This document shall be produced in original or certified copy to the insurer.

Download the disaster guide.pdf

Property damage

1. For auto damage coverage.

The following documents must be produced to the insurer in order to facilitate the indemnity procedure:

  • A completed Chanas claim form specifying the circumstances of the accident;
  • Photocopy of the driver’s license of the person who was driving, vehicle registration document, technical inspection certificate;

2. For miscellaneous damage coverages.

  • Statement of claim signed on company letterhead for companies or on a simple format for an individual;
  • Any report or report card established;
  • …..

Bodily injury claims

1. For the collective accident.

We cover the funeral expenses, the economic and moral prejudices of the beneficiaries. The documents to be produced are the following:

  • Certificate of kind of death;
  • Legalized photocopy of death certificate ;

2. For the injured person’s civil liability compensation.

We cover medical expenses, temporary work incapacity, permanent incapacity, economic loss, cosmetic loss and physical suffering, and career loss.

The documents to be produced by the recipient are as follows:

  • Minutes of Hearing;
  • Legal medical certificates (Initial and Final) ;
  • Medical documents (originals);
  • ….


Download the

mistletoe

of

indemnification.pdf

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