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Civil liability as head of the family
TheCivil Liability Insurance for the head of the family or private life, is a contract that guarantees you the financial consequences that you incur when you, your children and your employees for whom you are responsible cause a material or physical damage to a third party, by negligence or carelessness.
How do I get insurance?
- In person
It’s simple, you just have to go to one of our agencies, and according to the information you will have provided, we will make you a proposal and set up a contract that meets your expectations.
- On line
Get an online quote for your Head of Household Liability insurance via a form, and order your insurance.
Who can subscribe?
Any individual, parent or guardian.
Civil liability as head of the family
TheCivil Liability Insurance for the head of the family or private life, is a contract that guarantees you the financial consequences that you incur when you, your children and your employees for whom you are responsible cause a material or physical damage to a third party, by negligence or carelessness.
How do I get insurance?
- In person
It’s simple, you just have to go to one of our agencies, and according to the information you will have provided, we will make you a proposal and set up a contract that meets your expectations.
- On line
Get an online quote for your Head of Household Liability insurance via a form, and order your insurance.
Who can subscribe?
Any individual, parent or guardian.
What are the guarantees?
Bodily and immaterial damages resulting from food poisoning, when the errors or faults invoked concern consumed products;
Bodily injury, material and immaterial damages resulting from an accident;
Bodily and immaterial damage resulting from fire or explosion;
Material and immaterial damages resulting from a fire or an explosion, having originated either outside the buildings or parts of buildings of which you have the ownership, custody or use;
Material and immaterial damages caused by water, having originated either outside the buildings or part of buildings of which you have the property or the use.
What are the guarantees?
Bodily and immaterial damages resulting from food poisoning, when the errors or faults invoked concern consumed products;
Bodily injury, material and immaterial damages resulting from an accident;
Bodily and immaterial damage resulting from fire or explosion;
Material and immaterial damages resulting from a fire or an explosion, having originated either outside the buildings or parts of buildings of which you have the ownership, custody or use;
Material and immaterial damages caused by water, having originated either outside the buildings or part of buildings of which you have the property or the use.
When will your insurer intervene?
Chanas Assurances S.A. will intervene whenever a person outside your family complains of damage caused by :
- You;
- Your children or your spouse ;
- People who live in your home;
- Your house staff;
- Your real estate, furniture or other items belonging to you;
- Your domestic activities (the use of a household appliance or tool, intoxication caused by a drink or food that you served, the practice of a sport as an amateur, the use of a bicycle … )
When will your insurer intervene?
Chanas Assurances S.A. will intervene whenever a person outside your family complains of damage caused by :
- You;
- Your children or your spouse ;
- People who live in your home;
- Your house staff;
- Your real estate, furniture or other items belonging to you;
- Your domestic activities (the use of a household appliance or tool, intoxication caused by a drink or food that you served, the practice of a sport as an amateur, the use of a bicycle … )
Disaster Guide
In general, Chanas Assurances S.A. assumes responsibility for claims with material and bodily consequences.
- Material losses: These are those in which the vehicle or other property of the insured or third party is damaged as a result of an incident covered by the contractual clauses.
- Bodily injury : In this case, there is an attack on the physical integrity of the persons involved.
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