Offers for individuals

You are an insured Chanas ?

You want to know about all our approved health care providers, get a quote, download a document, make a claim, declare a loss, …

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Civil liability as head of the family

TheCivil Liability Insurance for the head of the family or private life, is a contract that guarantees you the financial consequences that you incur when you, your children and your employees for whom you are responsible cause a material or physical damage to a third party, by negligence or carelessness.

How do I get insurance?

  • In person

It’s simple, you just have to go to one of our agencies, and according to the information you will have provided, we will make you a proposal and set up a contract that meets your expectations.

  • On line

Get an online quote for your Head of Household Liability insurance via a form, and order your insurance.

Who can subscribe?

Any individual, parent or guardian.

Online quotation
Make an appointment


Liens utiles


Offers for individuals

You are an insured Chanas ?

You want to know about all our approved health care providers, get a quote, download a document, make a claim, declare a loss, …

CLICK HERE

Civil liability as head of the family

TheCivil Liability Insurance for the head of the family or private life, is a contract that guarantees you the financial consequences that you incur when you, your children and your employees for whom you are responsible cause a material or physical damage to a third party, by negligence or carelessness.

How do I get insurance?

  • In person

It’s simple, you just have to go to one of our agencies, and according to the information you will have provided, we will make you a proposal and set up a contract that meets your expectations.

  • On line

Get an online quote for your Head of Household Liability insurance via a form, and order your insurance.

Who can subscribe?

Any individual, parent or guardian.

Online quotation
Make an appointment


Liens utiles

What are the guarantees?

Bodily and immaterial damages resulting from food poisoning, when the errors or faults invoked concern consumed products;

Bodily injury, material and immaterial damages resulting from an accident;

Bodily and immaterial damage resulting from fire or explosion;

Material and immaterial damages resulting from a fire or an explosion, having originated either outside the buildings or parts of buildings of which you have the ownership, custody or use;

Material and immaterial damages caused by water, having originated either outside the buildings or part of buildings of which you have the property or the use.

What are the guarantees?

Bodily and immaterial damages resulting from food poisoning, when the errors or faults invoked concern consumed products;

Bodily injury, material and immaterial damages resulting from an accident;

Bodily and immaterial damage resulting from fire or explosion;

Material and immaterial damages resulting from a fire or an explosion, having originated either outside the buildings or parts of buildings of which you have the ownership, custody or use;

Material and immaterial damages caused by water, having originated either outside the buildings or part of buildings of which you have the property or the use.

When will your insurer intervene?

Chanas Assurances S.A. will intervene whenever a person outside your family complains of damage caused by :

  • You;
  • Your children or your spouse ;
  • People who live in your home;
  • Your house staff;
  • Your real estate, furniture or other items belonging to you;
  • Your domestic activities (the use of a household appliance or tool, intoxication caused by a drink or food that you served, the practice of a sport as an amateur, the use of a bicycle … )

When will your insurer intervene?

Chanas Assurances S.A. will intervene whenever a person outside your family complains of damage caused by :

  • You;
  • Your children or your spouse ;
  • People who live in your home;
  • Your house staff;
  • Your real estate, furniture or other items belonging to you;
  • Your domestic activities (the use of a household appliance or tool, intoxication caused by a drink or food that you served, the practice of a sport as an amateur, the use of a bicycle … )

Disaster Guide

In general, Chanas Assurances S.A. assumes responsibility for claims with material and bodily consequences.

  • Material losses: These are those in which the vehicle or other property of the insured or third party is damaged as a result of an incident covered by the contractual clauses.
  • Bodily injury : In this case, there is an attack on the physical integrity of the persons involved.

Whether it is a traffic accident involving your car, a fire, theft, electrical damage affecting the vehicle, your home or business, the actions listed below must be carried out in a timely manner, for a quick and efficient handling of the damage.

  • Have the incident reported by the police. In the case of minor material losses (damage less than 500,000 FCFA) and in which the adversary is clearly identified, the IDA Report is sufficient. For all other cases a bailiff is recommended. This document shall be produced in original or certified copy to the insurer.

Download the disaster guide.pdf

Property damage

1. For auto damage coverage.

The following documents must be produced to the insurer in order to facilitate the indemnity procedure:

  • A completed Chanas claim form specifying the circumstances of the accident;
  • Photocopy of the driver’s license of the person who was driving, vehicle registration document, technical inspection certificate;

2. For miscellaneous damage coverages.

  • Statement of claim signed on company letterhead for companies or on a simple format for an individual;
  • Any report or report card established;
  • …..

Bodily injury claims

1. For the collective accident.

We cover the funeral expenses, the economic and moral prejudices of the beneficiaries. The documents to be produced are the following:

  • Certificate of kind of death;
  • Legalized photocopy of death certificate ;

2. For the injured person’s civil liability compensation.

We cover medical expenses, temporary work incapacity, permanent incapacity, economic loss, cosmetic loss and physical suffering, and career loss.

The documents to be produced by the recipient are as follows:

  • Minutes of Hearing;
  • Legal medical certificates (Initial and Final) ;
  • Medical documents (originals);
  • ….


Download the

mistletoe

of

indemnification.pdf

Claim form

Download the health care form

Download the common law form

Testimonial

…………… ………… …………….. ………….. …………….. …………….. …………….. ……………… …………… ………….. ……………. ………………… ……………. ………….. ………… …………. …….. …………… ………….

Name of the client, Function | Company

Information document on the Head of Household Civil Liability insurance.

Download (pdf – 354 Kb)

Testimonial

…………… ………… …………….. ………….. …………….. …………….. …………….. ……………… …………… ………….. ……………. ………………… ……………. ………….. ………… …………. …….. …………… ………….

Name of the client, Function | Company

Information document on the Head of Household Civil Liability insurance.

Download (pdf – 354 Kb)

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